Skip to content

Be the Digital Bank Every AI Engine
Recommends

Citably runs the entire AI visibility operation for digital banks. From scanning which apps the engines name for account and card questions, to deploying the licence, deposit protection, and onboarding evidence that earns citations, to tracking every movement across all four engines.

Total Citations

4.1K

Avg. Cited Pages

7

Citations Cited Pages

150 120 90 60 30 0 20 16 12 8 4 0 31 May 14 Jun 28 Jun 12 Jul 26 Jul 09 Aug

Citations Cited Pages

Grounding QueryIntentTopicCitationsCitation Share
Digital banks compared by account opening timeComparisonOnboarding11114.40%
Which app based providers carry deposit protectionResearchProtection9912.30%
E-money licence versus banking licence explainedInformationalLicensing9418.75%
How digital bank cards handle spending abroadResearchCards8721.20%
Digital banks that provide a local IBANInformationalAccounts7925.10%
Best app only account for freelancersComparisonSegments7229.80%

Total citations, average cited pages, and the daily citation trend (31 May to 09 Aug 2026) are constant across every segment page. The grounding-query table below reflects the Digital Banks segment, showing the query types tracked for digital banks and app based providers. Source: Bing Webmaster Tools, 2026.

The shift

Someone asks an assistant which app opens an account in minutes and is actually protected, and it names three.

68%

Of Google searches now end without a click

4.4x

AI referral traffic converts vs organic

+7.6pts

Rise in zero-click search since 2024

4

AI engines tracked: ChatGPT, Gemini, Perplexity, Claude

What We Deliver

Your Complete AI Visibility Operation

Full Site AEO Audit

We crawl your entire web presence. Every page, every schema gap, every missed citation opportunity. Your crawler access, schema markup, content structure, data density, freshness signals, and llms.txt configuration are all diagnosed. The result is a prioritized action plan that tells us exactly where to focus first.

Citation Health Index

91 HEALTHY

Pages crawled1,284
Schema gaps37
Citation opportunities112
Priority fixes identified24

AI Infrastructure and llms.txt

Your site needs to speak the language AI engines understand. We deploy and maintain your llms.txt file so AI crawlers can read your brand data cleanly. We build dynamic schema markup and Knowledge Graph entries so engines recognize your company as an entity, not just a collection of pages.

llms.txt Deployed
# Citably, AI access policy User-Agent: * Allow: / Sitemap: /sitemap.xml Entity: Organization Contact: /contact/

High-Intent AEO Content

AI engines cite content that answers specific questions with original data, clear structure, and real depth. We produce high-intent AEO assets every month optimized for the exact prompts your buyers are asking. New content and legacy content updated for citation freshness. Every piece is built to answer a question AI is actively looking for, tied directly to your product.

Content Engine

Account opening times compared across app based providers

Published Jun 12 · 8 citations

Indexed

What deposit protection actually covers

Published Jun 12 · 8 citations

Indexed

E-money and banking licences explained for customers

Published Jun 12 · 8 citations

Indexed

Legacy Content Restructuring

Most institutional firms already publish years of content, and some of it is actively working against AI visibility rather than for it. We audit your existing pages for citation performance, restructure or refresh what is underperforming, and flag anything actively harming your visibility for retirement or consolidation. Your published history becomes an asset instead of dead weight.

Legacy Content Audit

App Onboarding Guide

Published 2021 · 0 citations

Restructure

Card Delivery FAQ

Published 2022 · 2 citations

Refresh

Mobile Banking Overview Whitepaper

Published 2019 · 0 citations

Retire

Custom Interactive Tools

The differentiator most companies miss. AI engines summarize text content and move on. But they cannot summarize an interactive tool. Calculators, comparison widgets, data finders: these are resources AI has to point users to rather than replicate. Each tool targets the specific prompts where your competitors get recommended instead of you.

AI Visibility ROI Calculator

Projected citation lift

+41%

Digital PR and Authority Building

AI engines decide who to recommend by looking for consensus across independent, authoritative sources. Our PR program places your brand on Tier-1 and Tier-2 publications in your industry. Not mass distribution. Targeted placements on the publications AI engines already trust and cite. The backlinks come naturally. The real value is the authority signal.

Citation Sources

NB

Neobank Monitor

Tier-1 · Digital Banking

Cited 6x

AF

App Finance Review

Tier-2 · Digital Banking

Cited 4x

DP

Deposit Protection Digest

Tier-2 · Digital Banking

Cited 3x

Tracking and Rapid Indexing

Every deployed asset submitted through rapid indexing protocols for accelerated crawling and discovery. Daily scans across all engines catch shifts before they become trends. You always know where you stand relative to your competitors and whether the gap is opening or closing.

Visibility Trend

34%

Share of Voice

▲ 9% vs last month

Your brand Top competitor

Compliance

Built for enterprise compliance

Every asset we produce is submitted to your team for review a minimum of 2 weeks before publication. Nothing goes live without your explicit approval. Our workflow is built for enterprise compliance, legal review, and stakeholder sign-off.

Running this yourself instead? The self-serve product is covered on AEO for digital banks. For the wider segment, see Managed AEO for banking.

The mechanism

Why each element matters.

Every deliverable in the Citably managed AEO program exists because of how answer engines select and attribute sources. The mechanism, element by element.

Account opening

8 min ✓ Cited

Structured content gets cited, prose gets absorbed

A digital bank that calls onboarding “instant” in prose gets compressed into a claim every app makes. The same journey published as a dated record naming the steps, the verification method, and the median time to a usable account survives that compression, which is why people asking which app actually opens in minutes get pointed at the providers that published the journey.

Onboarding Drop-off Estimator

Steps: 7
Computed output 12% drop-off

→ Linked, not reproduced

Interactive tools force attribution

An engine cannot reproduce an onboarding drop-off estimate or a protection eligibility check from memory, so it sends the customer to the tool instead. For a digital bank that turns a passive mention into a signup on your own domain, before the customer has opened a comparison site.

Crawlable✓
Schema valid✓
Sitemap indexed✓
llms.txt deployed✓

Technical AEO is the precondition for everything else

If an engine cannot crawl your product pages, render your protection disclosures, or parse your entity markup, nothing else in a digital bank program matters. Providers routinely discover in the audit that their entire product range sat behind an app store link with nothing crawlable behind it, which is why the technical layer is fixed first.

Draft asset

Pending review

Same asset

Approved, published

Draft-first publishing is a feature in regulated environments

Digital banks publish into a market where a careless claim about protection or licence status carries direct regulatory consequence. Every asset ships as a draft for your compliance team at least two weeks before publication, which is what makes a continuous publishing program adoptable rather than a promotions risk.

Reporting

How we prove ROI.

Four views ship with every managed AEO engagement. Each one answers a question a finance committee will actually ask, and each is drawn from recorded answers rather than estimates.

ChatGPT74
Gemini52
Perplexity38
Claude27

Citations by engine over time

Citably records how often each engine names your brand, engine by engine, month by month. Engines move independently, so a gain in one and a loss in another is a different problem from a flat month everywhere, and it calls for a different fix.

Prompt-level visibility with competitor comparison

Citably tracks the individual buyer prompts, not just a total. Aggregate scores hide the specific questions where a rival owns the answer, and those questions are where deals are lost. An open prompt with no firm named is the cheapest one to win.

“Fastest account opening among app based providers” · Rival A namedNot cited
“App based providers with deposit protection” · You namedCited
“Digital banks offering a local IBAN” · No firm namedOpen

PERPLEXITY · JUN 14, 2026

“For accounts opened the same day from an app, providers most often cited include …, which publishes its deposit protection status openly.”

Sources cited: 3 licence registers, 1 protection scheme

The prompt-by-prompt answer feed

Citably stores the answer text itself, with the engine and the date. This is the receipt. A committee that does not trust a score will read the verbatim answer and the sources behind it, and that is usually what settles the question.

Traffic and conversions attributed by AI source

Citably joins engine referrals to GA4 so the program is measured against pipeline rather than citation counts. Sessions tell you the answer was seen; conversions tell you which engine sends buyers, and that is where next month’s work goes.

SOURCESESSIONSCONV
ChatGPT1,28438
Perplexity41211
Gemini3069

Reporting runs monthly, with a written readout and a walkthrough call. Dashboard access is live from day one, so you are never waiting on a report to see where a managed AEO program stands.

Programs

Three programs, one proven methodology

Every program runs on our proprietary deployment framework. The difference is scale.

AEO Starter

Build your AI visibility foundation

  • Full site AEO audit
  • llms.txt deployment
  • 10 AEO assets per month
  • 2 interactive tools per month
  • Citation Health optimization
  • Rapid indexing protocols
  • AI Share of Voice tracking
  • Monthly executive summary
  • Dedicated account manager
Recommended

AEO Authority

Dominate your category in AI search

Everything in Starter, plus:

  • Competitor gap analysis
  • Legacy content restructuring
  • Schema and Knowledge Graph
  • 20 AEO assets per month
  • 5 interactive tools per month
  • Targeted digital PR (Tier-1 placements)
  • Daily AI visibility scans
  • Weekly strategy calls

AEO Global

Own AI visibility at global scale

Everything in Authority, plus:

  • AI search modeling
  • API/RAG readiness consulting
  • 40 AEO assets (multi-domain)
  • 10 interactive tools per month
  • Enterprise PR and syndication
  • Real-time competitor tracking
  • Dedicated Slack/Teams channel
  • Exec Dashboard and bi-weekly calls
  • Multi-lingual add-on available

Common Questions

What to expect

How quickly will we see results?

Most digital banks see measurable citation movement inside the first 60 days. The licence registers, protection scheme listings, and app review threads that AI engines read for account questions are re-crawled frequently, so newly published onboarding and protection evidence surfaces faster than it would in traditional search. Your Exec Dashboard tracks the movement from day one.

What does onboarding look like?

Onboarding for a digital bank starts with a full site AEO audit and a strategy call covering your licence basis, protection status, and account range. Inside the first week your llms.txt is deployed, your entity and product schema is corrected, and the first batch of digital bank assets is in production. Your team approves everything before it goes live.

Do we need to provide content or subject matter expertise?

Citably produces the content. We ask for access to your product and compliance leads for an initial briefing, because licence basis, protection eligibility, and promotional language have to be exact. Every asset is submitted for your review before publication.

Can we change tiers later?

Yes. Most digital banks start on AEO Starter or AEO Authority and move up as citations compound, and a tier change can happen at any point inside an agreement. Programs run on six or twelve month agreements, which is also what determines how much of the one-time setup is waived.

Which AI engines do you track?

All four engines: ChatGPT, Gemini, Perplexity, and Claude. For a digital bank the dashboard shows which apps each engine names for opening time, protection, and card questions, plus the source behind every answer.

What industries do you currently serve?

Citably runs managed AEO programs across regulated finance, and digital banks are run as their own program rather than folded into a general banking brief. The prompt set is built around opening time, protection status, and app based account features, which are not the questions asked of a branch network.

Every engagement begins with a conversation

We scan your brand, show you where you stand, and walk through exactly what it would take to close the gap. No commitment. No pressure. Just the data.

Audits are run by the team who would run your program. Nothing is published without your approval.

To request a free AEO audit, contact the team, or book a strategy call.