Borrowers ask AI which lending platform to use.
Is yours named?
Businesses and shoppers now ask ChatGPT, Gemini, and Perplexity who to borrow from before they apply anywhere. Citably shows lending platforms which lenders those engines name, then deploys the fix from the same dashboard.
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See exactly which lending platforms AI recommends
Real borrowing prompts from businesses and shoppers, scored across ChatGPT, Gemini, and Perplexity.
Last scan · 2h ago
Real lending scan data from Citably. A scan of your platform will look different.
The AEO problem facing lending platforms
Borrowers ask AI who lends before they apply anywhere
A founder asking ChatGPT for working capital gets a shortlist of lenders and applies to two of them. Lending platforms left out of that answer never receive the application, and Citably shows which lenders the engine named and what it based that on.
Eligibility uncertainty kills applications before they start
Most lending questions are really eligibility questions: will I qualify, how fast, at what rate. AI engines answer from whichever lending platform published clear criteria, and a platform that hides eligibility behind an application form is not quotable.
BNPL and business lending are judged on merchant cost
Merchants ask which buy now pay later provider charges them least and which lending platform settles fastest. Those answers come from comparison pages and merchant forums rather than lender marketing, and Citably tracks which lending platforms hold them week over week.
Similar to AEO for fintech and AEO for payments platforms, the same free scan shows exactly where AI engines skip lending platforms.
Lending platforms winning AI answers with Citably
“Working capital questions sent founders to two competitors every time. We published the eligibility criteria Citably flagged and started appearing in six of ten business lending prompts.”
“The financing calculator we deployed through Citably is now quoted when merchants ask what buy now pay later actually costs them. It answers the question our sales team used to field.”
“Citably showed us merchant forum threads were driving lending answers, not our rate card. We fixed the record there and inbound applications followed.”
How Citably gets lending platforms recommended by AI engines
Three steps, run by Citably for lending platforms.
Scan your lending platform
Enter your platform URL and Citably runs the real prompts borrowers ask, such as the best business lending platform for working capital, across ChatGPT, Gemini, and Perplexity.
See the lending answer gaps
The Citably dashboard shows every borrowing prompt where your platform is missing, which lender AI names instead, and whether the answer rested on a comparison page, a merchant forum, or a regulatory register.
Deploy and win lending citations
Citably deploys the financing and eligibility calculator templates on your own domain, drafted for your compliance team to approve before anything publishes.
Watch lending answers flip in 30 days
The same borrowing prompts, before and after deploying Citably assets.
Financing and eligibility templates, deployed on your platform
Interactive assets Citably deploys for lending platforms, drafted for review before publishing.
Financing Cost Calculator
Borrowers enter amount and term, then see repayments and total cost on your lending platform. AI engines cite structured cost data when people ask what borrowing actually costs.
Eligibility Checker
Applicants answer a few questions and see whether they qualify before starting a full application. Structured for AI engines to quote when borrowers ask who will lend to a business like theirs.
Merchant Cost and Settlement Grid
A grid of merchant fees, settlement timing, and integration options for your lending or buy now pay later product. Schema marked so AI engines cite your platform on merchant cost questions.
Frequently asked questions
Citably tracks AI visibility for lending platforms across ChatGPT, Gemini, Perplexity, and Claude. Citably runs the real prompts borrowers and merchants ask about business lending, buy now pay later, and embedded finance, records which lending platforms each engine names, and reports the source behind every answer.
Yes. Citably deploys the financing and eligibility calculator templates directly onto your lending platform domain, so borrowers can see cost and qualification before applying. Every asset ships as a draft first so your compliance team approves the wording before it goes live.
AI engines name the lending platform whose rates and eligibility criteria are published in a readable form, not the one with the best pricing. A lending platform that reveals terms only inside an application gives engines nothing to quote, and Citably shows which published sources won the answer instead.
Lending platforms using Citably typically see their first new AI citations within 2 to 4 weeks of deploying assets, as AI engines re-crawl the comparison pages and forums they pull lending answers from. Citably tracks won, lost, held, and new citations for your platform week over week.
AI engines are already naming lenders to your next applicant.
Scan your lending platform free and see which lenders AI recommends today.
Rated 4.9 by 200+ brands
Free scan. No credit card. Results in 60 seconds.